Capital One is the U.S. bank and one of Fortune 500 companies, employing some 49,000 people. It specializes in providing a vast array of financial services to a variety of markets, including consumers, small and medium businesses and commercial clients. As well as servicing customers in the U.S., Capital One is also offering its financial […]
Purchasing an already existing company has a number of advantages. First of all, you do not need to spend your time visiting state agencies and wait for answers and decisions. There is also no need to open a bank account, since everything is already done. Secondly, you have an opportunity to buy a company with […]
Microcredit Is a Perfect Option As a rule, when applying to banks or lending institutions for the loans, people pursue some goals. They might plan to buy cars or apartments, make some repair or home improvements, have plans for training, education and loads of other things. Borrowers are people who have the money, but most […]
Speaking about ways of financing small business we must clearly define what this term means since the ways to attract additional money by small and big businesses differ and have its own peculiarities. So, small business financing is understood as a set of means allowing a businessman to attract necessary funds either to launch a […]
1. Collateral Collateral is sometimes necessary to secure the loan. It includes any kind of your property or business that can be sold in case of inability to repay the loan. The loan can be secured by means of equipment, real estate, industrial goods and trade receivables.Another way to secure the loan is to provide […]
Currently, microcrediting is one of the most popular services in credit area. Microcredits are of a high demand not only among the population, but also among small businesses. The reason for it is a simple and convenient procedure applied to obtain funds. Contacting one of the credit or financial institutions it’s possible to obtain the […]
Short-term loan occurs when a bank lends money for a small period of time. It’s a common practice for banking institutions to provide a short-term loan for a period up to one year. Some commercial banks increase the term to two years. The size of the short-term loan Credit institution makes a decision about a […]